Have you ever been in that situation when you urgently need to borrow a car from a friend or a close relative? You are then told you cannot because you don’t happen to be include as a named driver on the insurance documentation? It happens all the time – a friend or relative takes you out on a shopping trip and suddenly feels unwell and not fit to drive – you, however, can drive but not insured to drive the vehicle. What to do?
You could call the insurance company and get your name added as a (named) driver for the period of the insurance premium (usually six months or a year) or you could use “Cuvva” – an app which allows a named driver to insure legally your name to a vehicle for a period as little as one hour.
Cuvva can do longer periods too, a named driver can be booked to legally drive a vehicle for the entire day, if necessary. This is definitely a way of saving money. You can book yourself to the family saloon car for a period of one hour or longer and save going through the expensive process of being insured for the entire year. It works perfectly for those who need to use a car in a hurry and won’t need to use the car regularly.
It also works well for drivers who want to take over the wheel on a long road trip journey where the main driver needs to rest. No more stopping off at a bed and breakfast or hotel just because one of the party can drive but has no insurance.
There’s no paperwork to sort out, the software is easy to download and the verification process is the only bit that might take up some of your time. However, once cleared and registered, you are good to go and use time and time again. Repeat vehicle users can get legal insurance sorted in under a minute!
Is the Insurance Really Valid?
Yes, you will need only enter the vehicle registration number, the car must be registered with the DVLC in the U.K. and you’ll need to be over 21. Job done. The company will respond to any questions or queries you have usually right away, but, outside of office hours you may have to wait for a 24-hour sales team member to get back to you. It’s worth noting this service is only available to those in England, Scotland and Wales (not Northern Ireland).